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IRDA

Insurance agent certification

Practice for the IRDAI insurance agent examination.

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Exam pattern

Computer-based test · 50 multiple-choice questions · 1 mark each · 60 minutes (IC-38 Life / General).

Marking

No negative marking. Passing mark is 35% (18 of 50) — confirm in the current IRDAI/IIB notice.

Eligibility

See the official notice.

Syllabus

Insurance principlesLife & general insurance productsRegulationClaims & customer service

Common to Life & General

  • •Principles of insurance & risk
  • •History & structure of the insurance industry
  • •Insurance contract basics
  • •Regulation & code of conduct
  • •Customer service & grievance redressal

Life insurance

  • •Life insurance products & features
  • •Underwriting & premium
  • •Policy conditions & claims
  • •Annuities & pensions

General insurance

  • •Fire, motor & marine
  • •Health & personal accident
  • •Liability & miscellaneous covers
  • •Claims settlement

Pattern and syllabus are compiled for reference from public sources. Always confirm against the official notice for your exam cycle.

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Timed tests in the real exam pattern.

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